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Find your Condo

Welcome to My Square One Condo

Regardless if you are a first time home buyer, an experienced investor, or someone who is just simply interested in the Mississauga condo real estate market, you have come to the right place. This website is your one stop destination for everything you need to know about downtown Mississauga condos, also known as Square One condos or City Center condos. Using state of the art technology, we have engineered the ultimate all-in-one condo website. At www.MySquareOneCondo.ca we believe in educating people about Mississauga condo real estate by providing as much relevant information as possible. This includes, having a thorough Mississauga condos for sale MLS listings section, an interactive Square One condo real estate blog, and an opportunity to review Mississauga condos.

When designing the website we had one goal in mind – how can we make shopping for a condominium in Mississauga as easy as possible? We believe the answer lies in giving clients the accessibility and freedom to shop for a condo from their home computer, without the immediate need of a real estate agent. Once the person is familiarized with Square One condos for sale, and is ready to contact a condo realtor, we are ready to help.

Many find our real estate blog helpful as it keeps the public informed about the newest pre-construction condo projects in Mississauga, latest price trends and it also provides tips for both sellers and buyers. We update this blog on a weekly basis with all exciting Mississauga condo news.

Finally, our Mississauga condo review section lets property owners, apartment renters and potential buyers give feedback and state their opinions on various Square One condos.

We hope you will enjoy your stay.

Latest Blog Posts

    Parents Helping Their Kids Buy Condos
    Friday, September 5th, 2014
  • HelpingKidsBuyCondos

    Will parent-investors become the new type of condo investors?

    Over the past year we have seen more and more parents buying condos for their kids to enjoy in the future. The most common purchase is a pre-construction one bedroom/ one bedroom plus den condo, which typically goes for about $270,000-290,000 depending on the size, floor and layout.

    What makes the parent investor different from your traditional condo investor, is that they are in it for the long term. Typically this means anywhere from 5-10 years.

    When the parents initially purchase these pre-construction condos, the kids are sometimes as young as 14-16 years. Once the pre-construction condos are ready, parents hope to rent them out for a few years, and have their kids move in once they have finished school and land a good job.

    If the parents, for whatever reason, decide that the kids should not move in, then they can continue to rent out the condo (so that it pays itself off), or sell it for an anticipated profit. Parents see this as a “win-win” situation.

    It’s no surprise that this trend is taking place. If parents want to invest in their kids’ future, real estate is the clear choice for many. “Banks pay interest which is less than inflation, and stocks are too risky” -according to many parents. Investing in real estate, especially in a growing city like Mississauga, provides the stability many cautious investors are looking for. In addition, buying a property at the pre-construction condo stage, allows parents to “lock-in” the price at the time of purchase.

    Typically pre-construction condos require a down payment of 15% in the first year and 5% when the condo is finished. However, having VIP status with many of the condo builders, we are able to give our purchasers special stretched deposits which sometimes require as little as 10% in the first year and the final 10% when the condo is ready in 3 years or so.

    There is no requirement for mortgage approvals, or credit checks until the condo is ready. This makes the process of buying a pre-construction condo seamless.  With the help of a VIP agent (like us) , clients can book an appointment through us to see  the sales centre, be educated about what to look out for and in one afternoon become condo owners. It’s as simple as that.

    If you’re a parent who wants to help your kid get a “foot-in-the-door” into real estate, I would love to hear from you! Remember, my buying services are 100% free to you, as I get compensated by the builders directly.


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    • This entry was posted on Friday, September 5th, 2014 and is filed under ALL Articles, Investment.

    • A Guide To Renting Condos in Mississauga
      Friday, July 25th, 2014
    • lease a codno

      If you are looking to rent a condo in Mississauga, we compiled a checklist to make sure that you have not forgotten about anything.

      The first thing you should know is that most leases for condos in Mississauga do require a one year commitment. If you do find something short term, it’s not uncommon to pay a premium of 30-40% more than market rate. Next, 95% of condos available for lease are unfurnished, which means you have to have your own furniture. Furnished condos can difficult to find, and rent for $300-500 more than similar unfurnished units.

       -

      Before Submitting An Offer

      1. The first step to renting is to make sure that you have a job letter from your employer. The job letter usually should state that you are a full time employee, getting paid a certain amount of salary and that your position is permanent.  Landlords like to make sure that you are working and that you can pay your rent. If you do not wish to disclose your income, then you can contact us and we can help you out. Another option would be to have a job letter stating where you work and how much you roughly make.  

       

      1. Next, you will also need to pull your Credit Score. You can get this printout by simply going to here .  Filling out your information, It costs about $23.95 and you have your credit score.  Clients often say:  “My credit score is not that great! Why does a Landlord need this? “This is an inside door into your payment history. Once again a Landlord wants to make sure that you are able to pay your rent on time. The credit score doesn’t revel your payment history, if it’s let’s say 700 or above it means you have good credit and the Landlord will know that you can pay your rent on time and that you are less likely to owe them money.

       

      1. Now there is no standard written rule, but more often than not, if your credit score is below 650, you may want to offer to pay a few months up front (legally speaking, landlords are not allowed to request more than 2 months’ rent upfront, but tenants are allowed to offer more than 2 months’ rent up front). A second solution is you can put another person as a co-signer onto the contract. The co-signer may need to provide a job letter and/or credit score..

       

      1. Along with the rental application, given to you by the agent, you will need to put references down. Typically 2-3 references are enough. It’s not uncommon for your new Landlord to request a face to face meeting and/or try to contact your previous landlord to see what kind of tenant you have been. If you don’t have a previous Landlord you can put a previous employer down, places that you have volunteered for etc.

       -

      After The Rental Offer Has Been Accepted

      1. Make sure that you book the elevator at least a week, if possible two weeks, in advance to get the elevator. Most elevator bookings have a 3 hour time slot. For example 11-2pm, 2pm-5pm, 5-8pm. So make sure that you or your movers are on time and that you use your time wisely. You can book the elevators with security in your building, where you will be given a form that you need to fill out and you will need to leave an elevator security deposit, which they will give you back once they have checked that there are no new damages made by you or your movers. They may also ask for your rental application to see that you are the lawful tenant who is moving in.

       

      1. Make sure to call your cable / internet company a week ahead of time for an appointment. This is to ensure that you get your desired date. Most of these give a 5hour time slot, so make sure to be home.

       

      1. You will also need to call your energy (hydro) company, since some condos in Square One have hydro metered separately. The Landlord will not cover this expense or include it into your monthly rent since hydro varies in monthly price, based on how much you use/consume. Typically speaking hydro is about $50/month for a 1+1 and $60/month for a 2 bedroom.

       

      1. If you signed a one year lease, you will need to give your landlord 10 postdated cheques before you move in. Sometimes landlords also ask for pet deposits.

       

      1. Finally before our move in it is important for you to get tenant liability and personal property insurance (also known as home/condo insurance). Its only costs about $20 a month and it protects you in the event there is a fire in your unit or you have your dishwashers overflow and damage the unit below. This insurance can be obtained from any major insurance company.

       

      1. Once you move in be sure to report any damage not caused by you, to your landlord. This eliminates any problems at the end of the lease.

       

       

      Interested in leasing a condo in Mississauga? Remember our services are free as we do get paid directly by the landlord. Feel free to browse our lease listings found here

       

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      • This entry was posted on Friday, July 25th, 2014 and is filed under ALL Articles, Other.

      • Pinnacle Grand Park 2 Condo VIP Release
        Wednesday, June 11th, 2014
      •  728X90

        Edit: We still have the VIP promotions extended for a limited time period. If you are interested please give me a call and I can set you up with a private tour! 647-989-7517

        Pinnacle will be releasing a new set of condos, starting from just $265,900 or low to mid $400’s per square foot. With no other condo projects being released in downtown Mississauga in 2014, this may be the last opportunity for any buyer to have a first-hand pick of whichever unit they like. We will be having a  special event on June 21st 2014, where our clients will have one-on-one appointments to pick any unit they like. The builder will be officially closed to the public on that day; so please do make sure to register with us to take advantage of this opportunity.

        Floorplans / layouts can be found on MyPinnacleCondo.ca  For those interested to see the complete pricing, I encourage you to contact us and we can send them to you VIA email. 

         

        Who is Pinnacle Grand Park 2 targeting?

        With an anticipated closing date of May 2017, the Pinnacle condos are really for those who are planning their future. This mainly consists of three primary groups.

        The first group is; the young adults who are still living at home with their parents. Making the giant leap to live on your own can seem like a serious commitment, and young adults do want to make sure they have enough time to save and prepare for the life that awaits them outside of the comfort of their own home. Parents on the other hand, are often proud to help contribute financially and help their kids start off their lives.

        The second group is; the traditional condo investors. Some of these condo investors have already purchased units in the past and are familiar with the process.

        The last group; which Pinnacle Grand Park 2 condos are geared towards, is the downsizers. Downsizers are those who are exploring the idea of selling their house, in exchange for the condo life. Downsizing is never a decision which can be executed quickly as it requires a lot of planning. An occupancy date which is almost three years away ensures that anyone considering downsizing has enough time to make a smooth transition.

         

        Registration

        If you are a first-time home buyer or a first-time investor and are interested in this pre-construction condo, then I encourage you to read this article. As always, I will have special VIP agent access with exclusive promotions for my buyers, that will not be offered directly through the builder and buyers must register with me in order to receive them. If you are interested in getting access to this project the moment it goes on sale, please register with me right now. Click here to register with us.


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        • This entry was posted on Wednesday, June 11th, 2014 and is filed under ALL Articles, Pre-Construction Condos.

        • What Makes Good Condos, Simply Amazing!
          Wednesday, May 21st, 2014
        •  For any buyer looking to purchase in downtown Mississauga, the process of buying a condo can seem overwhelming. With so many buildings to choose from, buyers are often left with uncertainty, not knowing if they have purchased a unit that they will be completely be happy with. This is why I always stress to my buyers, that the most important aspect of selecting the right condo is – lifestyle. The lifestyle each condo has to offer is different, and I believe each buyer should be educated as much as possible about each condo (both negative and positive) before they commit to the purchase. In this blog post, I will cover some of the things which I noticed make certain condo buildings stand out from other condos.

           

          Condos for Sale in MississaugaFree Parking Access at Chicago:

          385 Prince of Wales is one of the only buildings that has a lot of visitor parking space, since it is outdoors. It is also in front of Rabba and Dry Cleaners. It seems that many condos in Square One have two issues when it comes to parking. 1.) Time restrictions and limitations – how many parking passes a month are issued for your guests. Example only 8 passes a month. 2.) Availability – the condos that don’t have these restrictions have issues with availability. On the weekends; Friday and Saturday nights parking is very scarce.

           

          Indoor retail store access at Solstice:

          225 Webb Drive is the only building that has direct access to a 24 hour store right from the building, without having to step outside. This is great in the winter when it’s cold and it’s safe if you want to send your child down to buy some juice.

           

          Realtor FOBs at Onyx & The Residence:223 Webb Mississauga Condominium Building for Rent

          The benefit of realtor FOBs is great for when you are purchasing a condo. It is important that you not only like the lobby and your unit, but also your amenities. Purchasing a condo is a big step for many first time home buyers. It is important to see all aspects of your new home and your new lifestyle before you make that big decision of which unit to purchase. Keep in mind that when you are selling your unit in these buildings, the FOBs will become handy, since the amenities are often a deciding factor for many buyers. The Onyx at 223 Webb Dr and The Residence condos at 4065 Brick Stone and 4070 Confederation have realtor fobs available. Make sure to ask your agent to show you what the building has to offer.  

           

          Smart Elevators at Skymark:

          The buildings at 25 and 35 Kinbgsbridge Garden are not only fancy but come with some really cool elevators. The wait time for these elevators in these buildings are really short given the size of the building. The elevators have built-in sensors, which can detect when you open your suite door. The moment you leave your unit, the sensors pick up the movement and know to send an elevator to your floor. This is a huge plus for those on high floors. and for those who just hate waiting for elevators to come.

           

          FOB Activated Elevators:

          In buildings such as 3515 and 3525 Karyia, elevators need FOB access in order to take you to your floor. Once inside the elevator, you would need to swipe your FOB and then press the designated floor. If you have guests arriving they will need to sign-in at security and let them know which floors they are going to. Security will grant them access, but only to press that floor button which they indicated. This is great security for women living in the building and it saves you many trips if a kid pressed a bunch of floors.

          My Square One Condo Mississauga

           


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          • This entry was posted on Wednesday, May 21st, 2014 and is filed under ALL Articles, Articles for Buyers.

          • Low 2.99% 5 year Fixed Mortgage Rates Are Back!
            Sunday, April 27th, 2014
          • If you have been on the fence about buying a condo in Mississauga for the last little while, this might compel you to purchase a condo. Last week the Bank of Montreal brought back their 2.99% 5 year fixed mortgage rate. Originally, this same rate was offered last year and it only lasted about three months. Afterwards, the 5 year fixed rate slowly creeped up to about 3.5%.

            What does this mean for the average consumer looking to buy a condo in Mississauga? For someone looking to buy a $300,000 condo with a 10% ($30,000) downpayment, the difference between getting a rate of 2.99% over 3.5%, could mean saving around $70 a month. Now that may not seem like a lot, but over a 5 year term, those savings would add up to $4,200.

            What is good to know, is that you DO NOT have to necessarily go through BMO in order to take advantage of this promotion. Some of our clients recently got similar offers with TD and CIBC.

            If you are considering buying a property in the near future, I would recommend contacting us in order to “lock-in” this special rate of 2.99%. Once pre-approved our clients can hold this rate for about 3 months.


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            • This entry was posted on Sunday, April 27th, 2014 and is filed under ALL Articles, Market Statistics.

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